Down Payment Worksheet

Available Funds
Equity in present home	$
Savings, savings certificates	$
Investments	$
Insurance (cash value)	$
Other funds (such as a cash gift)	$
Total Available Funds	$
Minus Amount You Want to Keep in Savings	$
Adjusted Total Available Funds	$
Expected Expenses
Settlement costs (estimate 5 percent of loan amount)	$
Moving costs	$
Landscaping	$
Other expected expenses	$
Total Expected Expenses	$
Down Payment
Adjusted total available funds	$
Minus total expected expenses	$
Amount Available for Down Payment	$

Portions of the proceeding section were adapted from: "Home Owner Manual: A Model for Home Builders" ©1997 by Carol Smith and Home Builder Press Æ of the National Assocation of Home Builders. http://www.nahb.com/builderbooks